Credit Card Financing Offers - Best Buy

: These are "deferred interest" plans. If you do not pay the balance in full by the end of the term, interest will be charged to your account from the original purchase date at the standard APR (currently 30.74% variable ).

: 24-month financing on purchases totaling $649 and up . Key Considerations

: 24-month financing on purchases totaling $999 and up . best buy credit card financing offers

Best Buy offers various flexible financing plans through the (Store Card) and the My Best Buy Visa® Card . These plans allow you to pay for large purchases over time with 0% interest, provided the balance is paid in full within the promotional period. Standard Financing Offers

: 18-month financing on purchases totaling $599 and up . : These are "deferred interest" plans

: For a limited time (e.g., through May 3, 2026), new cardholders can earn 15% back in rewards on their first day of purchases instead of the standard 5%, or choose financing.

Most financing offers depend on the total purchase amount and the product category: Standard Financing Offers : 18-month financing on purchases

: You must typically choose between earning 5% back in rewards or using a flexible financing plan; you cannot receive both on the same purchase.