Why Should I Buy Health Insurance Page

: Medical bills are a leading cause of consumer debt. Insurance caps your financial risk through "out-of-pocket maximums," ensuring that once you pay a certain amount, the insurer covers the rest for the year.

: Insurers negotiate lower rates with healthcare providers. Even before you meet your deductible, you often pay the lower "in-network" price rather than the full retail cost.

: Having coverage reduces the stress of how to fund treatment during a health crisis, allowing you to focus on recovery. Additional Benefits

: Many plans provide access to a network of doctors and hospitals, making it easier to receive high-quality treatment quickly.