: Unlike Bitcoin, XRP is pre-mined . All 100 billion tokens were created at inception, so new coins cannot be mined or minted.

: Transactions typically settle in 3 to 5 seconds with fees costing a fraction of a cent (averaging $0.0002 ).

XRP is a digital currency designed to facilitate fast, low-cost global financial transactions. Launched in 2012, it is the native asset of the , an open-source, decentralized blockchain. Key Characteristics