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Lenders typically look for two years of stable employment in the same industry.
You do not necessarily need 20% down. Many first-time buyer programs offer options as low as 3% (conventional) or 3.5% (FHA). VA and USDA loans can even offer 0% down for qualified borrowers. 2. Required Documentation
The most critical requirements involve your ability to pay and your past financial behavior:
Lenders typically look for two years of stable employment in the same industry.
You do not necessarily need 20% down. Many first-time buyer programs offer options as low as 3% (conventional) or 3.5% (FHA). VA and USDA loans can even offer 0% down for qualified borrowers. 2. Required Documentation
The most critical requirements involve your ability to pay and your past financial behavior:
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