: USAA offers competitive loans for used vehicles with terms up to 84 months and a 0.25% discount for setting up automatic payments. Approvals are typically valid for 45 days , giving you time to find a vehicle from a dealer or private seller.

Since the end of the partnership with TrueCar, USAA has shifted its focus to its core banking and insurance products:

If you are looking for a service similar to the old USAA platform that offers pre-negotiated pricing and dealer networks, consider these popular options: USAA Car Buying Service: The best replacement for members