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: The PHP often fluctuates based on the strength of the US Dollar and broader economic trends in Asia.
: Services like Wise or Remitly often offer rates closest to the mid-market rate with lower transparent fees.
Banks and transfer services usually add a "markup" (a hidden fee) to this rate when you buy or sell. :
: Withdrawing PHP directly from a local ATM often provides a competitive rate, though check your home bank's foreign transaction fees first. Key Factors Influencing the Rate :
Are you looking to to the Philippines or travel there soon?
: This is the "real" exchange rate you see on Google or Google Finance .
As of April 28, 2026, the exchange rate is . Conversely, 1 US Dollar (USD) is worth approximately 61.03 PHP . 1 PHP equals As of Apr 28, 12:45 AM EDT • Disclaimer Apr 28, 2026 Quick Reference Guide