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They looked at the ratio to ensure Sarah and David weren't borrowing more than they could comfortably afford. 4. The Final "Don't"

One week before closing, David almost bought a new leather sofa on credit. Luckily, their loan officer stopped him. mortgage application credit

Fees for Fannie Mae and Freddie Mac loans were updated in 2023; borrowers with higher scores may face different fee structures than before, though a solid score still generally secures better terms. 2. The Four Pillars of Approval They looked at the ratio to ensure Sarah