Home Buying Guide - Pdf

As a buyer, having a Realtor is usually free (the seller pays the commission). They handle the paperwork, negotiations, and scheduling.

Look past the paint colors and staging. Check the age of the roof, the HVAC system, and the "vibe" of the neighborhood at different times of day. home buying guide pdf

This is the final deep dive into your finances by the lender. Pro tip: Do not make any large purchases (like a new car) or open new credit cards during this time! Phase 5: Closing Day As a buyer, having a Realtor is usually

Usually 24 hours before closing, you'll visit the house one last time to ensure it’s in the agreed-upon condition. Check the age of the roof, the HVAC

While 20% is the gold standard to avoid Private Mortgage Insurance (PMI), many programs (like FHA) allow for as little as 3.5% or even 0% down.