You submit a bid on a HUD home yourself; you must work with a real estate agent who is registered with HUD and has an active NAID (Name and Address Identification) number.
Before you can even bid, you must have a mortgage pre-approval letter or proof of cash funds. HUD requires this to ensure you are a serious buyer. help buying a hud home
: Specifically for "fixer-uppers," these allow you to finance both the purchase and the cost of repairs into one loan. You submit a bid on a HUD home
Search for approved professionals using the HUD Home Store Broker Search. help buying a hud home
: Common for HUD homes due to low down payments (as low as 3.5%).