Score Score: Credit

: You might qualify for credit products, but often at higher interest rates.

: Lenders like to see that you can manage different types of credit, such as credit cards, retail accounts, installment loans (like auto loans), and mortgages. credit score score

: This is considered a "solid" score, qualifying you for most products at reasonable rates. : You might qualify for credit products, but

: Only apply for new credit when necessary. Each "hard" check by a lender can cause a temporary dip in your score. : Only apply for new credit when necessary

: Credit Sesame recommends keeping this below 30%, though the highest scorers often stay below 10%.

: Tools like the People Driven Credit Union Score Simulator allow you to see how actions like paying off a balance might affect your score before you take them.