: A detailed list of your credit cards, mortgages, and student loans, including when they were opened and your repayment history.
Demystifying Your Credit Report: Why It’s the Foundation of Your Financial Life credit bureau reports
They simply sell your report and a calculated score to creditors who use that data to judge your risk. : A detailed list of your credit cards,
Keep in mind that because creditors may report to only one or two bureaus, your information can differ slightly between them. and student loans