: Most lenders prefer a DTI of 43% or lower , though some may allow up to 50% if you have "compensating factors" like high cash reserves.
In this process, a human underwriter reviews factors like your rental payment history and utility bills rather than relying solely on an automated score. can you buy a hud home with bad credit
: You generally need to prove at least two years of steady employment and income. : Most lenders prefer a DTI of 43%
HUD initially offers homes only to buyers who plan to live in the home as their . can you buy a hud home with bad credit