If you wait until after your case is closed, the "seasoning period" (wait time) depends on the loan program and how the case ended. Wait After (Plan Completed) Wait After Dismissal (Plan Terminated) FHA Immediate / No waiting period VA Immediate / No waiting period USDA Immediate / No waiting period Conventional
: Lenders require a perfect record of on-time payments to the trustee for at least the preceding 12 months. can i buy a house after filing chapter 13
: You must obtain written approval from the bankruptcy court and your trustee to take on new debt. If you wait until after your case is