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Set aside 2%–5% of the home price for fees; don't use this money for the down payment. calculate home buying power
Secure lower interest rates, increasing your buying power. Keep 1%–3% of the home's value in savings
Example: $2,600 - $650 = Step 4: Use a Mortgage Table increasing your buying power. Example: $2
Subtract roughly from that max payment to account for property taxes and insurance.