Buying Savings Bonds For Grandchildren May 2026

You can purchase electronic savings bonds directly through the U.S. Treasury's official site, TreasuryDirect .

Specifically designed to protect against rising costs. Format Available only in electronic form . buying savings bonds for grandchildren

Both series earn interest for up to 30 years and can be cashed after one year, though cashing before five years results in a penalty of the last three months of interest. Series EE Bonds Series I Bonds Fixed rate throughout the life of the bond. You can purchase electronic savings bonds directly through

: You must hold a gift bond in your own account for at least five business days before you can deliver it to the recipient's account. Format Available only in electronic form

Available electronically; paper I bonds can also be purchased specifically using an . Key Considerations Giving savings bonds as gifts - TreasuryDirect

Combined fixed rate and a variable rate that adjusts for inflation every six months. Guaranteed to double in value if held for 20 years.