Ensure you can refinance the loan in 12–18 months once your credit score has improved through consistent, on-time payments.
Some Kia dealerships have dedicated "Special Finance" departments that work exclusively with subprime lenders. 5. Review the Loan Terms Carefully buy a kia with bad credit
While a 72-month or 84-month loan lowers monthly payments, you will pay significantly more in interest over time. Ensure you can refinance the loan in 12–18
These lots often charge predatory rates and may not report your on-time payments to credit bureaus. buy a kia with bad credit