Best Buy Phone Credit Card Review

If you don't pay off the entire balance by the end of the 24 months, or if you miss a payment, you will be charged interest retroactively from the original purchase date .

The most compelling reason to use this card for a phone is the offer on unlocked phone purchases totaling $649 and up . This allows you to spread out the cost of a flagship device over two years without interest— if you follow the rules. 3. The "Gotcha": Understanding Deferred Interest best buy phone credit card

When you apply, you are actually applying for one of three versions issued by Citibank. You don't get to choose which one you receive; it's based on your credit profile: If you don't pay off the entire balance

Is the Best Buy Credit Card Your Secret Weapon for a New Phone? No annual fee but can only be used

No annual fee but can only be used at Best Buy and Pacific Sales. My Best Buy® Visa® Gold: Includes a $59 annual fee . 2. The Big Perk: 24-Month Financing for Unlocked Phones

, the price tag can be a major hurdle. Many shoppers find themselves at the checkout counter wondering if they should swipe the Best Buy Credit Card.