For a limited time, new cardmembers can earn on their first day of purchases.
On unlocked phones ( $649+ ) or home theater/smart home kits ( $799+ to $1,499+ ). My Best Buy Visa® Card
You receive the standard 5% back plus a 10% bonus for that first day. best buy credit promotions
You must make the purchase within 14 days of account opening.
Upgrading your home theater or snagging the latest laptop is an investment. Best Buy offers two primary credit paths—the (store-only) and the My Best Buy Visa® Card (use anywhere)—to help soften the blow with either massive upfront rewards or long-term interest relief. 1. The Welcome Offer: 15% Back in Rewards For a limited time, new cardmembers can earn
You can choose the 15% back OR flexible financing, but not both on the same transaction. 2. Flexible Financing: 0% Interest Periods
If you'd rather pay over time, Best Buy offers tiered deferred-interest plans based on how much you spend: On storewide purchases of $299+ . 18 Months: On major appliances of $599+ . You must make the purchase within 14 days of account opening
Maximizing Your Tech Haul: The Best Buy Credit Promotions for April 2026