Use this only at Best Buy stores and BestBuy.com.

You cannot get 5% back 0% financing on the same purchase. You have to pick one at the checkout screen. Use rewards for small tech and financing for the big-ticket items. Is It Worth It? Yes, if: You are planning a major home theater or appliance haul. You can pay off your promotional balances on time. You want a high rewards rate for electronics. No, if:

When you apply, you are considered for two different versions of the card:

The standard APR is high (often 30%+), so autopay is your best friend here. 💡 Pro-Tip

Choose 0% interest financing on large purchases instead of rewards.

You carry a monthly balance (the APR will eat your rewards). You only shop at Best Buy once a year.

You must pay the full balance within the promotional period.

The Best Buy Credit Card can be a powerhouse for your wallet if you frequently upgrade your tech. Whether you are eyeing a new OLED TV or a kitchen appliance, Two Cards, One Choice