: This covers medical expenses and sometimes lost wages for the driver and passengers, regardless of who caused the accident. Factors Influencing Costs
: Often required by law, this covers costs if you are at fault for an accident that causes injury to others or damage to their property. auto insurence
: Collision coverage pays for damage to your own vehicle after a crash, while comprehensive coverage protects against non-collision events such as theft, fire, or falling objects. : This covers medical expenses and sometimes lost